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Kotelkin Yuri Vladimirovich

   Chief of JSC "Alpha Bank" St-Petersburg branch's Credit Department.
   Born in 1963 in Leningrad. Mr. Kotelkin graduated from Leningrad State University's Economic faculty in 1985, from 1986 to 1988 he was in a post-graduate studies program, in 1989 he has defended his Ph.D. thesis in economics. Worked as a lecturer in economic theory at Leningrad Polytechnic Institute in 1988 through 1992.
   In 1992-1993 he worked in the Saint Petersburg's Regional Board of the State Committee on Antimonopoly Policy.
   Since 1993 Mr. Kotelkin is in banking business. He worked in CB Baltiiskii Bank as Chief of Active Operations Department, Crediting and Credit Methodology Department. He has coordinated the development and introduction of private persons' crediting programs.
   Chief of JSC "Alpha Bank" Saint-Petersburg branch's Credit Department since February 2000.
   Mr. Kotelkin took part in many seminars and round-table discussions in Russia and abroad on credit risks. He is the author of several publications on crediting.
   He is married and has 2 daughters. Yuri Kotelkin's main hobbies are music of the 70's, Russian literature and football.

   
   "Alpha Bank"'s main office: 107078, Moscow, M. Poryvayeva Street, 9
   Tel.: +7 (095) 974-2515, 207-6001, fax: 207-6136
   Plastic Card Service Center:
   Tel.: +7 (095) 755-7777
   24-hour Information Service:
   Tel.: +7 (095) 290-7717


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